- Free Direct Deposit
- Check Safekeeping (Optional)
- Free Overdraft Transfer Funding
- No minimum balance
- No account fees
- Free ATM or Debit Card
- Free Debit Card Purchases
- Free deposits, inquiries & transfers
- Free withdrawals at DC Bank ATMs
- 3 free withdrawals per month at non-DC Bank ATMs, then $1 per withdrawal
- Free checks (select styles)
- Free safe deposit box (4.5"x2.5") for 1 year
- Free individual travelers checks
- Free money orders
$um Buddy Club Savings
Help kids get in the savings habit with the $um Buddy Club account. Eligible age is up to 22 years.
- Free Direct Deposit
- No Minimum Balance
- No Account Fees
- 6 withdrawals per month - Free, then $2 per withdrawal
- Free ATM Card
- Free deposits, inquiries & transfers
- Free withdrawals at DC Bank ATMs
- 3 free withdrawals per month at non-DC Bank ATMs, then $1 per withdrawal
Preferred Savings
Earn interest on all balances and keep "rainy day funds". Higher rates paid on higher balances.
- Free Direct Deposit
- $100 minimum ledger or $250 average collected avoids Account fees
- $5 (if minimum balance not maintained)
- 6 withdrawals per month - Free, then $2 per withdrawal
- Free ATM Card
- Free deposits, inquiries & transfers
- Free withdrawals at DC Bank ATMs
- 3 free withdrawals per month at non-DC Bank ATMs, then $1 per withdrawal
Retirement (IRA) Savings
An easy way to save for your "Golden Years".
- Free Direct Deposit
- No Minimum Balance
- No Account Fees
- No Transaction Fees
(IRS penalty may apply)
- Traditional, Roth, SEP, & Coverdell Education IRA's Available
Money Market Account
Earn a higher rate and have the ability to write occasional checks.
- Free Direct DepositNo minimum balance
- “$2,500 minimum ledger or $5,000 average collected avoids all Account Fees
- $10 (if minimum balance not maintained)
- $5 per debit in excess of 6 per month, or $5 per third party withdrawal in excess of 3 per month
- Free ATM Card
- Free deposits, inquiries & transfers
- Free withdrawals at DC Bank ATMs
- 3 free withdrawals per month at non-DC Bank ATMs, then $1 per withdrawal
Dakota County State Bank is the financial services center for all your business banking needs. Regardless of the size of your business, we have deposit accounts, loan products and other specialty services to meet your needs.
Our business clients value the many benefits of banking with Dakota County State Bank and appreciate knowing that Dakota County State Bank has enjoyed a tradition of strength and stability since 1963.
Founded by Siouxland businessmen, Dakota County State Bank has grown to be a leading financial institution by focusing on products and services our business customers need to succeed in the future while maintaining traditional Siouxland values. Our goal is to help strengthen and improve the financial prosperity of the businesses, families, and communities we serve.
Value Business Partner
A cost effective checking alternative for the small business owner
- Businesses of all types
- Monthly statement with images returned
- No minimum balance
- No fees on first 500 total withdrawals, deposits, and deposited items, then $.25 per item over 500
Business Partner
Complete money management services for your medium to high volume business
- Businesses of all types
- Monthly statement with checks returned
- Fees, if any, are calculated using commercial account analysis. Fees may be offset by earnings credit. (see separate brochure)
Business Partner Plus
Complete money management services for your business PLUS earn interest
- Sole proprietorships only (per federal law)
- Not for profit organizations
- Interest earned on collected balance
- Monthly statement with checks returned
- Fees, if any, are calculated using commercial account analysis. Fees may be offset by earnings credit. (see separate brochure)
Business Partner Savings
Earn interest on excess funds while maintaining immediate access to these funds
- Businesses of all types
- Interest earned on collected balance
- Quarterly statement
- No fees if you keep a minimum balance of $100 or an average
collected balance of $250, otherwise $5 per month
- $2 per withdrawal over 6 per month
