Consumer Loans

Vehicle/SUV/BOAT/RV
We offer new or used financing and work with you to get the term/payment that best suits you. Discounted rates for loans set up on automatic payment with us.

Personal
Both secured and unsecured loans are available for a variety of personal needs: debt consolidation, vacation, family, etc.


Real Estate

Residential
Home loan financing available at competitive rates. We offer a variety of specialty programs such as FHA, VA, NIFA (Nebraska Investment Finance Authority).

Construction
Financing to build the home of your dreams, then permanent financing available after completion.

Home Equity
Use the equity in your home to fund many borrowing needs you may have. Home Equity Line of Credit loans are also available.

Home Improvements
We offer home improvement loans for your home projects, as well as Nebraska Energy Loans for many types of energy-saving improvements.

Business Lending

Commercial & Agricultural
Dakota County State Bank will custom-tailor a commercial loan that fits your needs. Numerous types of commercial loans available such as floor plan autos, construction, revolving line-of-credit (LOC), commercial real estate, SBA (Small Business Administration), equipment, FSA (Farm Service Agency), and term loans.